Commercial Insurance

COMMERCIAL INSURANCE

AVIATION



 Our specialist aviation insurance is geared to the operation of aircraft as well as the various risks involved in aviation. This may include hull losses, liability for passenger injuries, loss of income, pilots’ personal accident cover, third-party damage caused by aircraft accident Aviation Products Liability and even war risks. 


CONSTRUCTION AND RELATED SERVICES 



Our specialist construction team can arrange tailored solutions for large complex projects involving many sub-contractors and phases, through to building contractors who require insurance for maintenance, refurbishment, or repair work. 


FINANCIAL SERVICES



For venture capitalists, institutional and state institutions, we provide insurance strategies and specialized cover that protects your business. 


AUTOMOTIVE AND TRANSPORTATION 



Our extensive range of transportation cover includes own damage, loss of income, drivers’ personal accident, drivers’ criminal defense costs, third party liabilities, carriers’ liabilities, motor traders’ liabilities, fare paying passenger liabilities, car hire liabilities, goods in transit and more. 


 INFORMATION AND COMMUNICATIONS TECHNOLOGY 

Our ICT service includes offering advice and insurance solutions to Fixed and Mobile Telecommunications Operators, Software and IT Service Providers, Hardware importers and suppliers, and Private and Public Media Broadcasters, to name a few.




MANUFACTURING


 Mpumelelo Services can provide bespoke risk and insurance solutions whether your business manufactures components or finished products for local or international consumption. 


RETAIL


Our specialist liability team will compile an effective insurance strategy, ensuring you have the appropriate cover to protect you from legal and financial liability. 


STATE-OWNED ENTERPRISES AND LOCAL GOVERNMENT 


Mpumelelo Services is the largest wholly South African owned business insurance broker in the country. Our team’s collective experience in this sector exceeds those of our largest competitors, which enables us to provide unique solutions to the wide range of state-owned enterprises and local government. Our expertise includes telecommunications, postal services, development finance, research and development, parks and recreation, and defence-related industries. 


DIRECTORS AND OFFICERS 


Directors and officers liability Insurance also written "directors’ and officers’ liability insurance" often called "D&O" is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defines costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defines costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. Intentional illegal acts, however, are typically not covered under D&O policies. It has become closely associated with broader management liability insurance, which covers liabilities of the corporation itself as well as the personal liabilities for the directors and officers of the corporation.


SPECIALISED LIABILITY


Mpumelelo Services has a team of Liability specialists who have the knowledge and skill to address your complex or niche liability exposures that can range from Professional Indemnity for Engineers, Architects, Advocates, Financial consultants, to name but a few, as well as Medical Malpractice for Doctors, Dentists, Specialist Surgeons, Health Care providers, as well as services in the wider “beauty industry”. In addition, we provide tailor-made solutions for Directors & Officers Liability exposures, Cyber Liability and related exposures, Events Liability, Pollution and Environmental exposures and any other risks that may be unique to your specific business where a depth of knowledge, understanding and exposure on a global basis is required to address the risks.


MARINE


Our marine division offers distinct and flexible marine insurance protection, through a broad range of marine solutions, to meet specific customer requests. From cargo, marine liability, hull, and pleasure craft to high-value shipments.


BUSINESS CONTINUITY ASSURANCE 


The untimely death or disability of a business owner often has a detrimental impact on the business, its short-term cash flow, as well as its long-term sustainability. Mpumelelo Services helps to protect the business and its employees against unforeseen interruption.


Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 

Book an appointment
Share by: