Personal Insurance

PERSONAL INSURANCE

SHORT TERM INSURANCE

We have developed insurance and risk management solutions across South Africa, consulting closely with our clients, conducting risk assessments, considering our clients’ needs, their environment and market trends to determine their overall short and long-term insurance needs. Beyond providing expert advice and sourcing insurance solutions, we also work closely with insurance providers ensuring a healthy working relationship between all stakeholders. We work with the best insurance solutions providers available – ensuring that correct levels of cover are in place and in the most cost-effective manner.


HOUSEHOLD INSURANCE

Your household contents are all the items you would pack into boxes when you move home. With our tailored household contents insurance, you can ensure that all those items are adequately covered should anything happen to them. Household insurance cover can include money, personal documents, collections and even the contents of your refrigerator or freezer.


VEHICLE INSURANCE

At Mpumelelo Services we offer the three key and basic categories of vehicle insurance cover: comprehensive, third party, and third party or fire and theft. There are also a host of extras you can choose from, such as: cover for medical expenses and trauma treatment, emergency repair costs, car hire, and emergency accommodation if you are stranded while travelling. We also provide cover for caravans and trailers, and personal watercraft such as fishing boats, sailing boats and jet skis.


PERSONAL ACCIDENT

Personal accident policies pay out lump sum benefits when the policy holder dies or suffers permanent disablement and/or loss of use of a limb because of an accident or unforeseen event. Some policies also cover permanent partial disablement, temporary total disablement and/or temporary partial disablement. Personal accident policies only offer protection against accidental death and bodily injury – and not against sickness or general disability.


BUILDINGS INSURANCE

Buildings insurance covers the actual structure of your home as well as other permanent structures on your property – such as garages, outbuildings, swimming pools and walls. Our specialist team of advisors can ensure that your buildings are insured against loss or damage due to lightning, fire, burst water pipes, storms and floods, damage caused by a break-in, subsidence of land and landslips, damage caused by falling trees and other impacts.


HEALTH AND ACCIDENT COVER

Mpumelelo Services offers a hassle-free, comprehensive Road Accident Fund (RAF) claims service called Road Cover. If you have been personally injured (and are not the driver that caused the accident), or if you are a dependent of the deceased victim, you can benefit from our Road Cover services. Our Road Cover specialists will manage your RAF claims process from start to finish, saving you the costs and hassle normally associated with this process.

EMERGENCY ASSISTANCE

Incredibly careful thought and attention to detail has been put into our range of emergency assist services. Our roadside, medical and home emergency services ensure that you and your loved ones are well looked after in every emergency, whether big or small, at home or far away.


LIABILITY INSURANCE

If you run the risk of being held legally liable for an incident and/or action, a liability insurance policy will cover legal costs and legal pay-outs for which the insured would be responsible if found legally liable for injury or damage to property because of negligence. Personal Liability insurance is important for those who may be held legally liable for the injuries of others, motor vehicles accidents and accidents to a third party. ALL RISK



INSURANCE

Also known as portable possessions insurance, our All-Risk insurance covers you for loss, theft, or damage to items such as your cell phone, laptop, tablet, camera, sunglasses and even clothing and jewellery. This cover can also be extended to include GPS and tracking systems, tools, and spares, as well as groceries and goods whilst you are on your way home from the shops.


LIFESTYLE BENEFITS


Mpumelelo Services we believe you should benefit from your insurance daily and not just when you claim. So, we have included a range of special deals, discounts and convenient free services that will make a real difference to you, every day. All the advice you receive from our insurance advisors is free of charge to our clients. Our clients pay only for the services and products that they use or purchase. 

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 

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